• Equifax: 888-766-0008 or www.equifax.com
• Experian: 888-397-3742 or www.experian.com
• TransUnion: 800-680-7289 or www.transunion.com

Cheapest Days to Buy Things

According to SmartMoney.com, there are certain days of the week on which you can buy goods and services for less money.  Check it out here

Credit Repair:  Self Help May be Best

You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail. You may even get calls from telemarketers offering credit repair services. They all make the same claims:

• “Credit problems? No problem!”
  
• “We can erase your bad credit — 100% guaranteed.”
  
• “Create a new credit identity — legally.”
  
• “We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!”